About Gold Loan

Have an urgent need for cash , Now you can use your gold to avail a Gold Loan upto Rs. 20,00,000. SIDD Gold Loans provide loan against gold with same day loan disbursement.

Easy and secure funds, Get a loan against the gold you own, to meet your various financial needs easily.

SIDD Gold Loan comes with a high loan limit of Rs. 20 lakh, at attractive interest rates, with flexible repayment options for added financial ease.

You can Apply for Gold Loan and get quick approvals by visiting your nearest or for In-house evaluation of your gold with a carat meter, for additional security of your assets, apply online.

Apply for loan

Gold Loan Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Medical Emergency

SIDD offers you Gold loan for your unexpected medical emergency.Get instant Gold loan for your all kind of medical emergency expenses.

Wedding Purpose

You can manage your deram marriage day with our Gold loan option. Have the wedding celebration of your dreams. Apply now Gold loan for wedding purpose.

Abroad Travel

Get the funds for the expenditure involved in going abroad for taking up employment. Manage your personal with SIDD for fulfill your travelling to abroad.

Child Educations

We provides child loan for pursuing higher, We given the right tools to every potential child. Also, grant gold loan for your child higher education.

Get financing for whatever you need now

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Features of Gold Loan

All loans are not created equal, Gold loan has become a great option for people to use.

Faster Loan

avail quick and sameday loan disbursement.

Choose your amount

Loan up to ₹ 20 lakh, to fulfil all your financial requirements.

Enjoy the best rates

our Gold Loan charges are completely transparent and kept to a minimum so that you pay less upfront.

Decide your tenure

Wide range of repayment options, to make the loan more affordable for you. Choose from one of the following repayment plans.

Gold Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a gold loan.

Age

Minimum age 18 years to avail and maximum age of applicant at loan maturity: 60 years

Income

Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

members and customers are free to repay part amount of loan and/or accrued interest thereon at anytime in order to reduce the interest burden on the loans. Interest is calculated on daily product basis on the amount of loan outstanding at the end of the day.

Appraising is done in the presence of the customer only. Due care is taken during appraisal to ensure that there is no damage to the ornament during any stage of appraising or storing.

In case of persisting overdue, the ornaments are liable to be auctioned but only after giving sufficient notice to the borrower/member. SIDD serves a reminder to its overdue accounts apart from periodic SMS reminders to our customers to alert them to the overdue in the account. Moreover, we also send auction intimation prior to the auction. We reiterate that (1) periodical monthly payment of interest due and (2) re set your account on or before due date, are recommended as an easy way to avoid such contingencies.

Kindly get in touch with the staff at the branch nearest. Information about branches convenient to you can be easily obtained by <a href=”http://www.southindiadeposits.ga/contact-us/”>Clicking</a> here.

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